Campervan Finance

Pegasus Finance are very flexible in their underwriting, however, there are a couple of criteria you need to meet. You must be 18 years old or over and a UK resident.

Campervans can be expensive items to purchase, with custom built vehicles sometimes exceeding £100,000. Pegasus Finance look at applications with open eyes, and so long as you can afford the repayments, they will lend you the funds to purchase your dream.

In most cases only a copy of your driving license and perhaps a bank statement are all that’s required to pay out a finance agreement. In some cases, depending on personal circumstances and loan size, additional proofs of identity or affordability may be requested by the lender.

As you can imagine this will depend on many factors including, how much you borrow, whether you have a part exchange or cash deposit and over how long you wish to borrow the money. You can get an indication of monthly repayments by looking at a campervan finance calculator.

The professional services provided by Pegasus Finance are 100% free to you, they may receive a commission from the lender once your finance agreement is paid out.

Yes. If you are purchasing your campervan from a private seller, there is no problem. Pegasus Finance offer some funding options for this type of sale, however, it is recommended that the vehicle is inspected by a suitable person prior to purchase.

In short the answer is no, however, the type of campervan finance offered will be determined by the age, mileage, value, etc of the camper you wish to purchase.

Not necessarily. Pegasus will pay the dealership directly, however, if a cash deposit is required then this element of the transaction will be paid by yourself to the dealer.

No problem. All you really need is a settlement letter from the current finance company, Pegasus Finance will arrange for this to be settled at the same time as funds for the new camper are paid out.

Absolutely no problem. As a self-employed person you may only need to provide a copy of recent bank statements or tax return in order to prove your income.

Pegasus hold close relationships with many leading lenders, some of whom are flexible enough to help with campervan finance bad credit. Being a broker, they are able to find the most suitable and cost-effective way for you to purchase your new camper, even if you have missed payments or defaults in the past.

The beauty of being a finance broker means that unlike Black Horse, Pegasus Finance have access to a wide range of campervan finance products. The result of this is their ability to offer rates from as low as 5.9%APR, which will certainly beat any Black Horse quote.